Leveraging Late Payments

The proven guide to deleting late payments and protecting your score!

Late payments are one of the biggest credit killers — but that doesn’t mean you’re stuck with them. Leveraging Late Payments™ walks you step-by-step through how to remove inaccurate, unverifiable, or outdated late payments from your credit report using real legal strategies that work.

Inside, you’ll learn:

• How to read your credit report and spot late payment errors

• The laws that protect you under the FCRA

• When to use a goodwill letter vs. a dispute letter

• What to do when creditors “verify” the wrong info

• When to escalate disputes the right way  

• Powerful, legally prepared letter templates that actually get results

You’ll also get insider tips and compliance-based guidance — all packed into one clear and easy-to-follow eBook!

Whether you’ve got one late or several, this guide gives you everything you need to fight back — the right way. 

Important Notice: This e-book is a digital product and, as such, is non-refundable. We do not accept returns, exchanges, or offer refunds once the purchase is complete.

Disclaimer: Outcomes may differ depending on your unique credit history, personal situation, and the accuracy of the data reported by credit bureaus and creditors. You are fully responsible for how you use the information contained in this e-book.

All e-books are intended strictly for educational and informational use. They do not constitute legal or financial advice and should not replace consultation with a qualified professional. The content is based on publicly available consumer protection laws and personal expertise for self-help purposes only.